Income Later : Eileen Spade, LUTCF | Melville, NY

Income Later

Income Later with Deferred Income Annuities

Make decisions today to maximize your income down the road.

Use your income and assets today to create income for the future. Deferred income annuities let you create a pension-like income stream that you can depend on two years from now or further into the future. Some people take this retirement approach because of the steady periodic payouts, which can help them maintain their lifestyle after they retire. Since you’ll be getting a consistent income, you might not need to dip into your investments—and the longer you defer your payouts, the more guaranteed income you generate down the road for when you’re ready to enjoy retirement.

With Deferred Income Annuities, you can choose how
you earn in retirement.

You deserve a secure future – whenever you decide to retire. Whether you want predictable payouts you can count on right away or prefer to have the opportunity to get even higher payouts down the road, you have choices.

Let’s get started and take a look at what product is right for you.

Guaranteed Future Income Annuities

People who want level and predictable income when they retire prefer this option. Enjoy knowing you have a guaranteed pension-like stream of income for the rest of your life.

Future Mutual Income Annuities

People who are seeking higher potential income down the road prefer this option. You’ll get steady guaranteed payouts, but you’ll also have the potential for additional income through nonguaranteed dividends.

Clear Income Fixed Annuities

Think about this option as a guaranteed and predictable income stream with the flexibility to access some of your money if you need it. This is for people who are willing to get a little less income in exchange for some flexibility in the event that life changes.